Taking Time To Reflect

<h1>Taking Time To Reflect</h1><p>Reflecting on your past as an individual can be troublesome and a few people don't set aside the effort to compose a reflection paper. While keeping in touch with one, attempt to return in your life and realize what your mom, father, instructor, or companion may have said about you. This will give you a superior comprehension of what your identity is and how you have experienced your life.</p><p></p><p>While composing a reflection exposition, attempt to think about the individual that you are today. What do you believe yourself to be? On the off chance that you have never considered yourself along these lines, at that point almost certainly, you are experiencing a specific stage in your life where you have not had the chance to think about yourself. If so, at that point you have to attempt to discover a person or thing that you consider a reflection.</p><p></p><p>While composing a refl ection paper, attempt to concentrate on what you need to become as an individual. It is essential to expound on what you want throughout everyday life and to live it. While composing a reflection article, make certain to place yourself in the shoes of others and ensure that you see yourself a similar way that they see themselves.</p><p></p><p>In request to compose a reflection exposition, you have to discover a chance to plunk down and consider your life. Attempt to be straightforward with yourself and let yourself know precisely what you might want to change about yourself and about your life. This will assist you with showing signs of improvement point of view of yourself. This procedure will likewise assist you with taking a gander at the past from another point of view and help you to see all the more plainly about the future.</p><p></p><p>When you're composing a reflection exposition, it's critical to discover approaches to join h umor into your appearance. This is on the grounds that a great many people think that its hard to be not kidding when they are composing an intelligent article. Amusingness is probably the most ideal approaches to carry softness to your appearance paper. Expound on any clever situationsor interesting things that have transpired or that have been a piece of your life.</p><p></p><p>While composing a reflection article, attempt to be liberal about each part of your life. Discover something to expound on and afterward choose if it's proper. In the event that there is whatever you don't care for about yourself, you should add that to your appearance paper as well.</p><p></p><p>For the individuals who are experiencing difficulty traversing this entire procedure, have a go at recording a rundown of things that you might want to change about yourself. At that point list the negative things that you might want to change. At the point when you h ave these two records prepared, at that point you can start composing your appearance essay.</p><p></p><p>When you start composing, remember to locate a smart thought for humor. You can likewise utilize this as an approach to associate with others. This might be probably the most ideal approaches to pass on that you are taking a gander at this from the point of view of the individual who is understanding it. While composing a reflection article, recollect that you must have the option to show another person what your identity is and what you need out of life.</p>

The Honest to Goodness Truth on Sense and Sensibility Essay Topics Free

<h1> The Honest to Goodness Truth on Sense and Sensibility Essay Topics Free </h1> <p>That which we're endeavoring to do is, people ideally procure a hover rather than continually flactuating. To energize this energizing leisure activity of the youngsters, some uncommon sort of games are defined that can be discovered the few web locales. A mystic will be able to detect something which hasn't occurred at this point. It isn't genuine, and what's not genuine can't be gotten by anyone.</p> <p>Human being is essentially an otherworldly being. I'm not chatting in the interest of those individuals who have assumed the liability they are the white collar class of South Africa. You can't tune in to music that doesn't harken back to your own one of a kind social encounter. Language is created by individuals together. </p> <p>Alas, many carry on with an incredibly vacant life. Then again, the complexity can be found in the basic actuality that Keats utilizes compound words to create his verse erotic while, Hopkins utilizes compound words to give different things a set up structure and example. Love is a specific inclination which has an unmistakable importance to us all on exceptional levels. This is one strategy to find the lost heart. </p> <p>Sense and Sensibility, the absolute first novel of Austen is an extraordinary portrayal, that has been recreated a few times since its absolute first distribution in 1811. Numerous characters inside this book likewise show signs of reasonableness. There are bunches of high points and low points inside this book. In the event that you genuinely offer this a legitimate and careful read, you're see Fanny as a sublime character. </p> <p>Several of the things that happen inside this book, occurred in Jane Austen's individual life. Someone clarified that a protracted, long time previously, and I said Fiddlesticks. The standard training instructed Austen to focus on the explanation instead of the mastery of feeling and creative mind. In actuality, genuinely among the most popular books ever. </p> <p>The division of sense and reasonableness is only one of the points of view whereby the novel is most oftentimes broke down. 1 thing that may not be discussed is when the class turned into the standard. In the first place, it's required to find out about the historical background of the word Neoclassicism. Sense and reasonableness set up the general portrayal of both significant characters. </p> <p>It's a model of Classicism. Also, it shows the manner in which the content joins its own flimsiness. Without the unfortunate encounters, we can't turn out to be vastly improved forms of ourselves. </p> <p>On the opposite, it starts in the public arena. This psychological lopsidedness can be truly awkward for individuals who experience it. Standard authority materialistic science isn't science, it's a conviction framework. This is known as Cognitive Dissonance. </p> <h2>The Sense and Sensibility Essay Topics Free Cover Up </h2> <p>There simply are no realities at all concerning at least one of these things. Most men report some degree of penis affectability decrease with time. It was seen as a run of the mill route as an approach to get status. Make certain it's applicable or more everything that you don't seem as though you're endeavoring to grandstand your own comprehension. </p> <p>Self-apparent implies that it's a pre-DEFINED standard that is thought to be substantial. Rehearsing majority rules system isn't hypothesis in respects from the mass psyche and undefined society we call the people of Mzantsi. It's not science, it's a conviction framework, a religious teaching, much the same as the entirety of the rest of the piece of the religions. It's an unbending limited strict conviction framework that is established on realities close to each different strict conviction. </p> <p>Because the inception of the test is inside the general public, everybody can comprehend plans for arrangements and procedures for fathoming the issue, alongside being equipped for seeing the issue from the creator's point of view. There's an answer, be that as it may. Any consistent proclamation you'll have the option to imagine in that framework can be seen inside its induction tree. It's not science, it's a conviction framework that is actually founded on nothing. </p>

How to Write a Term Paper With No Help

How to Write a Term Paper With No HelpEveryone knows that writing a term paper is hard work. But many students feel overwhelmed and frustrated when they cannot seem to write term papers. If you are having difficulty in this area, there are things you can do to help yourself and your assignment.The first thing you should do is figure out why you cannot write a term paper. Is it because you are using the wrong method or you have not been studying for this assignment? You need to look into these reasons before making any drastic changes to your approach.Write out your task before you even start the process of writing a term paper. This will help you set goals and break down what needs to be done. When you have already started your term paper, put it all into writing. This will help you stay on track and help you get some ideas for your assignments.Learn a little bit about the topic of your term paper. How much research did you do? What do you know about this subject? What kind of facts do you need to include? These are questions you need to ask yourself to help you stay on task.Review all of your information. Make sure that everything is correct and up to date. If you want to save time, you can just type up your term paper from scratch instead of trying to find anything. You can also take advantage of help from your professor for reference purposes.Keep practicing for the test. You can use flash cards to help you in this situation. But if you find that you need more help, there are books that can help you learn how to properly review for a term paper.Another important thing you can do is get some help writing your term paper. If you do not want to read it all by yourself, make sure you have a friend or family member who can help you. In fact, you can always do your entire assignment by yourself but you should know that it will take longer.After you have gotten help with your assignment, you can then use the written work to help motivate yourself. You can write and actually practice your assignment and then get help from someone else to help you out.

Grade-3 Character Trait Essay Samples

<h1>Grade-3 Character Trait Essay Samples</h1><p>Most understudies today are immersed with pressure that outcomes from packing for the up and coming secondary school tests. Understudies such as myself find that our cerebrums become exhausted with all the additional examining, and sometimes understudies think that its difficult to get enough rest. With this kind of hecticness understudies are probably going to go to review 3 character quality article tests, the exposition type that educators used to regard as a misuse of time.</p><p></p><p>They state that 'time is cash', and it surely makes sense. On the off chance that you need to spare time you should set aside the cash by discovering great use for your time. There are some evaluation 3 character characteristic exposition tests that could genuinely profit your understudies. Regardless of whether you understand it or not, understudies will have less considering time each year on the off chanc e that you give them a character characteristic article that is sorted out, lucid, and identifies with genuine life.</p><p></p><p>Finding these evaluation 3 character quality paper tests can be an overwhelming errand. Understudies aren't keen on going into a school of their decision, they're just keen on getting passing marks. Truth be told numerous understudies even abstain from taking SAT's or ACT's since they don't figure they will have the option to do well.</p><p></p><p>However on the off chance that you locate the online evaluation 3 character attribute exposition tests it could assist you with sparing time just as some cash. Perusing the accompanying examples, you should see that I have incorporated an assortment of subjects and sorts of articles. By choosing the kind of exposition that you incline toward you will enable your understudies to have more opportunity to get the best possible measure of reading time in for the up and coming evaluation 3 exam.</p><p></p><p>Essay Writing Tips - Students for the most part does not have the control to truly improve their article composing. I will give you an exposition test that is sorted out, cognizant, and is in all likelihood going to be appropriate for their school. The facts confirm that there are very few sentence structure botches, however it's despite everything going to set aside some effort to compose a decent, relevant article. Here is a decision exposition composing tip: Make sure that the article you have for understudies have been organized in an intelligent way.</p><p></p><p>Test Preparation - The author who is relied upon to have arranged for the government sanctioned tests will for the most part feel that the individual is fit as a fiddle, however the understudy scholars don't get ready by any stretch of the imagination. Hence, it gets simpler for the test takers to concentrate on the test material an d basically retain the data. A course like the SAT or ACT will assist you with deciding the correct prep material to enable your understudies to get a decent beginning on the test. You will discover this sort of exposition tests in the paper composing tips area, and these are fundamentally self-guided practice essays.</p><p></p><p>These are only a couple of instances of the sorts of papers that I suggest that you give. With a little work, you can assemble an extraordinary evaluation 3 character attribute exposition test that you and your understudies will like. Simply make sure to utilize a blend of points, length, and style in your own essays.</p>

Argumentative Essay Topics For Engineering

<h1>Argumentative Essay Topics For Engineering</h1><p>Arguing with a task that expects you to compose a contemplated paper can be troublesome. Regardless of whether you are composing on themes, for example, rocket impetus, elective vitality sources, or the estimation of instruction in designing, you may need to contend your focuses for expanded timeframes, which can get repetitive and exhausting.</p><p></p><p>Writing articles for building courses is one of the most testing errands that understudies experience, and one reason that it is so troublesome is that there are such huge numbers of points to browse. To assist understudies with settling on choices about their last themes, you should seriously mull over picking factious article subjects for engineering.</p><p></p><p>In general, exposition subjects for building are those in which the understudy must utilize various wellsprings of proof to help their focuses. Numero us understudies are frustrated with assignments that expect them to show that their hypothesis is right, without giving models or supporting instances of how this should be possible. Since pugnacious paper themes for building require the understudy to introduce a coherent contention, they should have a great deal of proof support up their statements.</p><p></p><p>In request to make an influential contention, you should know a tad about what you are expounding on, and you should adopt the thought process of a physicist, scientist, or thinker so as to utilize the customary information ideas in your conversation. Science is simply one more type of human language, and in the event that you have enough information to see how to fabricate and structure planes, vehicles, and rockets, you ought to have the option to clarify the significance of this data in your contention. On the off chance that your subject is space investigation, you should likewise offer expressio ns with respect to the significance of the logical technique, just as the quest for new wellsprings of vitality, which are key to the achievement of any exploration.</p><p></p><p>While a decent contention requires a decent measure of information about a specific point, it additionally should be elegantly composed and introduced in a manner that considers understudies to apply their oral relational abilities to impart what they need to state. You should seriously mull over picking subject articles for building that highlight message that is easy to peruse, so it tends to be utilized in the study hall and furnish understudies with instances of how this data can be put to use in their own composition. Perusing research papers, history books, and other composed materials so as to increase a superior comprehension of recent developments in your field can likewise be an astounding method to communicate ideas.</p><p></p><p>You may likewise co nsider picking theme articles for building that offer a few choices for communicating your sentiments. Consider including remarks about the significance of wellbeing measures and hardware, just as the connection among material science and building, or the investigation of human life systems, physiology, and brain research. These sorts of article points can be successful for designing since they assist understudies with creating significant fundamental abilities, for example, the capacity to communicate their considerations plainly and concisely.</p><p></p><p>When considering the factious paper themes for building that are accessible to you, don't just submit your general direction to what different understudies have composed on the subject. You ought to view yourself as a person who is equipped for composing expositions on any topic and, all the more critically, who has the essential information, insight, and abilities to adequately speak with the individuals perusing your essay.</p>

Tips for a Green Thanksgiving

Overused College Essay Topics - How to Write That Special Essay Topic That Will Win You a Spot at the Top

<h1>Overused College Essay Topics - How to Write That Special Essay Topic That Will Win You a Spot at the Top</h1><p>Students are regularly confronted with an article theme or composing challenge that they find also abused. What happens is that the essayist makes a point and afterward once they move beyond a couple of the beginning squares of thoughts, they start to feel too worn out to even think about continueing. For some understudies, this can be disappointing, as you see the issue going ahead with each assignment.</p><p></p><p>Well, why not expound on something different? The following are a couple of tips on the best way to discover better points and utilizing them in your writing.</p><p></p><p>Start with the possibility that your subject ought to be one that is new. Numerous understudies wrongly choose subjects that are excessively recognizable to them. Regularly, understudies like to pick subjects like 'How to Survive in College'What to Do When You Have Too Much Student Debt'.</p><p></p><p>If you are a genuine understudy who esteems learning and needs to read for their assignments, you have to maintain a strategic distance from these themes. Thus, you will need to search for a point that has not been thought of previously, that is strange, and is an impression of you as a person.</p><p></p><p>One of the greatest blunders that you can make with regards to composing expositions is to depend on presence of mind and to depend on what others are doing so as to comprehend the subject of your task. This is a significant imperfection, as a peruser will rapidly lose intrigue and be lost in the mush of the author's ego.</p><p></p><p>Keep as a main priority that an understudy ought to never depend on good judgment. Or maybe, they should keep to what is unique and personal.</p><p></p><p>At the day's end, a n understudy ought to consistently have the option to compose what they need. Thus, in the event that you need to expound on something that is new and hasnot been thought of previously, you have to remember that you are the creator. On the off chance that you commit this error, nobody will have the option to discover and no one will be keen on your work.</p>

5 Paragraph Essay Topics

<h1>5 Paragraph Essay Topics</h1><p>There are a wide range of sorts of article themes, however the most well-known are 5 section exposition points. The five-section organization can work for a paper on any theme and you have a wide range of alternatives. Simply set aside some effort to glance around and you will discover a few alternatives that will suit your needs.</p><p></p><p>You could begin your exposition by utilizing five section article points in a conversation of a subject that you truly love. A few instances of this are weddings, youngsters, the special seasons, and travel. At the point when utilized cautiously, they can assist you with establishing a start, center, and end to your exposition. It is truly up to you how you need to arrange your paper and the five section organization can assist you with that.</p><p></p><p>Also, you could utilize five passage exposition subjects to address a wide range of themes . For instance, you could utilize a five section article point to discuss the upsides and downsides of various sorts of land. On the off chance that you have explored all the upsides and downsides of purchasing or selling land, you may have the option to compose a pleasant article on the theme and have the option to spare some time on writing.</p><p></p><p>Another reason that you should seriously mull over utilizing five passage paper subjects is to assist with organizing your exposition. For instance, in the event that you needed to cover your preferred subject for that exceptional exposition you are intending to compose for school, you could work your article around the five passage design. You would offer a few expressions about your theme and afterward line it up with proclamations that discussion about the central matters in your essay.</p><p></p><p>When you utilize the five-section design, it can assist you with talking around a few distinct things on the double and this is a key piece of the five-passage group. Rather than simply concentrating on one piece of your subject, you can discuss a wide range of focuses in a solitary article. On the off chance that you need to concentrate on one point specifically, you can likewise concentrate on that in your exposition utilizing the five passage format.</p><p></p><p>Remember, whenever you see a comparable subject on a gathering or in a task that you have to complete, it is presumably from an alternate author. You should don't hesitate to utilize that position when you compose your own article. This will assist you with staying away from any written falsification issues and you will likewise have an increasingly proficient look to your essay.</p><p></p><p>So, don't imagine that there is just one configuration to compose expositions in and there are a wide range of five-section article points out there. At the point w hen you pick your theme ensure you cause a diagram to assist you with organizing your exposition. This will make your paper a lot simpler to compose in light of the fact that you will comprehend what it is about before you even start composing it. Keep in mind, composing is a procedure that takes practice and you have to work with what you have.</p><p></p><p>As long as you are not befuddled about how to utilize the five-section position, you ought to have the option to utilize this configuration to extraordinary impact in your paper. You probably won't have the option to utilize it with each point that you compose, yet you ought to have the option to begin with it and receive some better than average glancing papers in return. What's more, in the event that you can't begin on your five passage paper points, there are a lot of good assets online to assist you with figuring out how to do so.</p>

Sample Essay - How to Prepare For a College Essay Test

Sample Essay - How to Prepare For a College Essay TestIf you've been thinking about writing a sample essay for college admissions, you're not alone. The way that college admissions officers look at the essay is quite different than how other students look at essays.Of course, we all understand that you want to express yourself properly and get your essay across correctly. The student that always hits the deadline and then tries to make it something it's not isn't necessarily the student that you want to be around. There are just too many people out there that can write well and have no sense of what the real world is really like.There are some very basic things that every student should do when writing an essay for college admissions. First of all, the subject line of the essay should be good. That doesn't mean it has to be fancy, but it does need to be something that looks professional and makes the person that is reading it wants to read it. The subject line needs to grab the reade r's attention so that they will want to continue reading.After the essay is written, the student should format it according to the guidelines provided by the college or university that you are applying to. They should also be able to give you some guidelines on how you can move the essay along. This way you won't lose valuable time when formatting it.Every essay is unique and different, but there are some general themes that students use to write their essays. If you look at some of the sample essays that college admissions officers offer, you'll see that most of them start off with a statement that addresses their passion for the topic. In addition, they use personal experiences that show that they are a good fit for the college.They then go on to outline the best way to earn a college degree. There is never a shortage of topics for these kinds of essays.After the basics are outlined, the student can then delve into the ideas that they would like to explore in their essay. They can look at all of the possible topics and write about them, all the while keeping the idea that they are writing a sample essay to help them in their college search.After all of the information is in place, the essay can be handed in to a college or university that you are considering attending. This is where the real meat of the essay comes in.

List of Interest Essay Topics

List of Interest Essay TopicsList of Interest Essay Topics - Anyone who has taken an essay writing course will know that the list of topic should be created from the question and answer session. It is then used as the basis for writing the essay. There are many topics on which you can write an essay. Some of the common topics are: popular culture, history, ethnicity, travel, environment, health, and many others.It is quite natural to use your list of interest essay topics to come up with ideas when you have to write an essay. When you are looking for ideas and come across a topic that you like, this is where you get the idea to write it.You can add to your list of interest essay topics by reading what other people are writing about. Reading articles in newspapers and magazines will bring up various topics. If you get something that you think is worth writing about, then you can do so.Try to take note of things that you are interested in, whether it is about the name of a certain rest aurant or the name of a famous athlete or a brand name. Try to come up with some topics based on the name you have selected. You can also look up words related to the name you are looking for. This would make the essay even more interesting.If you are looking for topics to write an essay, you can use your list of interest essay topics to come up with ideas. For example, you can write about how many places around the world you have visited, or if you love chocolate, you can talk about the variety of chocolate that you like. When you come across an interesting topic, you can talk about it in your essay.A topic can be as simple as 'I enjoy writing essays'. This is a great topic to choose, as it gives you a lot of ideas to work with. However, you might find it a little difficult to write an essay on this topic. It might also be a bit too complicated, as you need to explain to readers what you have to say in your essay.You might want to consider changing the topic of your essay if you fi nd that it is too complex. However, do not overdo it, as this may make your essay become boring and uninteresting. If you feel that your essay is not interesting, you can start writing another one, but do not change the topic for it.You can use your list of interest essay topics to come up with ideas when you are looking for topics to write an essay. Try to come up with ideas based on the name you have selected. You can also look up words related to the name you are looking for.

New Article Reveals the Low Down on Critical Essay Samples and Why You Must Take Action Today

New Article Reveals the Low Down on Critical Essay Samples and Why You Must Take Action Today Bear in mind you should always apply critical thinking in this sort of essay. It may even be beneficial to have another person read your essay to make certain it is simple to comprehend and engaging. You need to understand how to encourage readers to keep reading. The skill of excellent essay writing is in order to critically discuss and assess ideas within an established word limit. For many students, it's simpler to create their very own vital essay should they have a prosperous example. Many students must make this type of paper, but a lot of them have zero idea how to compose a vital analysis essay properly. Therefore, many students and employees decide to obtain inexpensive essay rather than writing it themselves. The most frequently encountered paper writing service that the vast majority of our clients require is essay writing. Despite the fact that you pay for homework, we provide those options at no cost. That you will need this essay critical thinking you give our on-line support. Two big steps which you must make in this sort of essay are Critical Reading and Critical Writing. In contrast to popular belief by a substantial part of students, critical essay writing isn't about criticizing or focusing on the negative part of analysis. An essay has to be composed of an introduction, a body, and a conclusion. It ends off with a conclusion that brings together all of your statements in a manner that supports the main argument. A crucial essay is intended to be informative, meaning all claims ought to be backed up by a credible evidence instead of simply stated because it strikes the author's fancy. There's, obviously, a limit on the range of pages even our finest writers can produce w ith a pressing deadline, but usually, we can satisfy all the clients seeking urgent assistance. Choosing our service, you are going to see that studying can be simple if you gain from the help of capable experts. If after following the steps and taking note of the advice and tricks, you find it difficult to compose a crucial analysis, don't be afraid to ask assistance from EssayPro. You can get the crucial knowledge in a variety of ways. The Battle Over Critical Essay Samples and How to Win It The cost of an essay is dependent upon the total amount of effort the writer has to exert. The purpose of a sample is to offer you a simple idea of the way the author can explain the topic. You should be an effective writer so you may clearly communicate your point. The author is quite persuasive in his writing and bringing the problem of the homeless to the larger light. Critical Essay Samples - Dead or Alive? At this time you will want to compose your essay. Critical essay is a typ e of academic writing. In general, it could be less difficult to write than a first-person essay! Critical essays are very common once you reach college, but you might not know just how to start writing one. The crucial analysis essay enables the. A vital essay conclusion isn't any different to other essay conclusions. The conclusion of a crucial essay is not any different than the conclusion of any different kind of essay. 2 Theories of global production. Before you begin to write a vital essay, it's important to create a great outline. Locate a superb crucial essay sample to understand how such paper must be written. You could also take a look at scholarship essay examples. Essays term papers dissertations and a lot more. You're able to discover thousands of sample essays, but bear in mind that many are poorly written. You should have your reasons, and our principal concern is that you wind up getting an excellent grade. In samples you are able to discover great examples and illustrations that you are able to use in your essay to clarify the crucial points and make your writing more interesting without extra work. Consult appropriate reference materials for things which you do not comprehend. There are many different varieties of critical analysis a student authoring a crucial review paper may be requested to write. When you're attempting to begin your research paper you want to get a very good outline and form some vital suggestions for research topics. In some instances, a topic might already be offered. Stick to these very simple but very effective measures and generate a thriving crucial essay without problems.

Safeway Analysis - 1625 Words

Objective: An analysis of the factors driving performance of Safeway (top performing firm) A. Factors that Drive Profitability (as defined in the Interim Report) and an analysis of how they apply to Safeway and their industry leadership: 1. Location, specifically proximity to strategic markets. Being located close to or within key markets lets firms capitalize on their exposure, allowing them to maximize their control of a region and to enhance their margins. Grocery competition exists locally, since there is only so far that consumers are willing to travel to fulfill their needs, so if a firm can dominate a market with minimal competing operators it will enhance its profitability. †¢ Safeway operates 1,743 stores (as of†¦show more content†¦These four retailers average private-label dollar share of 22%, well above the industry average of 16%. They have also seen higher levels of overall sales growth versus non-leaders – 5.3% versus 3.4% over the past 3 years. (Future of Food Retailing 2008, 136) †¢ Safeway offers more than 2,500 products under Safeway, Lucerne dairy products, and Mrs. Wright’s baked good labels. It also offers 1,300 premium store-brand products under the Safeway Select brand and sub-brands. 5. Offering fresh and prepared food. Prepared food and fresh offerings have become increasingly demanded within the marketplace, and providing them can be highly profitable for firms, considering that sales for these products are growing at three times that of center store categories. Furthermore, the perishables department and prepared foods offer significantly higher profit margins than standard center-aisle offerings and also lead to improved consumer perception of the store in general. †¢ Safeway puts a lot of effort into marketing its upscale Lifestyle stores, which comprise about 60% of its total stores as of January 2008 (Future of Food Retailing, 29). †¢ The company’s 5.2% salesShow MoreRelatedSafeway Financial Analysis1230 Words   |  5 Pages Financial Analysis of Safeway ABSTRACT In today’s economy consumers are concerned about making every dollar count, especially when it comes to purchasing groceries for their families. Although there are many grocery stores available to consumers, each person (or family) tend to gravitate to those that offer savings and products that are reasonably priced. This paper will discuss the financial health of a popular grocery store chain – Safeway. Financial ratios will be used to determine if SafewayRead MoreAnalysis Of Safeway Inc. K And Financial Ratios2723 Words   |  11 PagesFINANCIAL ACCOUNTING - LENDECKY Analysis of Safeway Inc. 10-K and Financial Ratios with comparison to Whole Foods Inc. Jonathan Roberts 8/12/2014 Safeway 2013 10-K: http://goo.gl/5k6mBo Safeway 2012 10-K: http://goo.gl/cuhIQt Safeway 2011 10-K: http://goo.gl/c0UGei Whole Foods 2013 10-K: http://goo.gl/QVdb9d Whole Foods 2012 10-K: http://goo.gl/0eZLST Whole Foods 2011 10-K: http://goo.gl/bTTo4n Section I – Summary of Safeway and Grocery Industry at large Safeway Inc. produces and sells groceryRead MoreWoolworths5168 Words   |  21 Pages1. Executive Summary The purpose of this report is to provide a strategic analysis of Woolworths in its Australian retailing and grocery industry. There are some external factors can be affected to Woolworths strategy. To be analyzed how these factors impact to Woolworths strategies we would use Porter forces five models as a framework for analysis. 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Finance Review free essay sample

Under the gold standard, the price of an ounce of gold in U. S. dollars was $20. 67, while the price of that same ounce in British pounds was ? 3. 7683. What would the exchange rate between the dollar and the pound be? What if the U. S. dollar price had been $42. 00 per ounce? 4. Since 2009 the IMFs exchange rate regime classification system uses a de facto classification methodology. Under this system, currencies that are predominantly market-driven are considered to be: A) soft pegs. B) hard pegs. C) floating arrangements. D) a residual agreement. 5. When categorizing investments for the financial account component of the balance of payments the ________ is an investment where the investor has no control whereas the ________ is an investment where the investor has control over the asset. A) direct investment; portfolio investment B) direct investment; indirect investment C) portfolio investment; indirect investment D) portfolio investment; direct investment 6. Assume the United States has the following import/export volumes and prices. It undertakes a major devaluation of the dollar, say 18% on average, against all major trading partners currencies. What is the pre-devaluation and post-devaluation trade balance (in a very short term)? Assumptions Initial spot exchange rate, $/fc Price of exports, dollars ($) Price of imports, foreign currency (fc) Quantity of exports, units Quantity of imports, units Percentage devaluation of the dollar Price elasticity of demand, imports Values 2. 00 20. 0000 12. 0000 100 120 18. 00% (0. 900) 1 Mid-term I Review Questions 7. Classify the following as a transaction reported in a subcomponent of the current account or the capital and financial accounts of the two countries involved (hint: look from cash flow perspective, debit=COF, credit=CIF):a. a U. S. food chain imports grape from Chile. b. a US resident purchases a euro-denominated bond from a German company c. a US university gives a tuition grant to a foreign student from Singapore (the student is already in the United States) d. a British company imports Spanish oranges, paying with Eurodollars on deposit in London e. a German automobile f irm pays the salary of its executive working for a subsidiary in Detroit 8. On your post-graduation celebratory trip you decide to travel from Munich, Germany to Moscow, Russia. You leave Munich with 15,000 euros in your wallet. Wanting to exchange all of these for Russian rubles, you obtain the following quotes: Spot rate on the dollar/euro cross rate Spot rate on the ruble/dollar cross rate $1. 3214/â‚ ¬ Rbl 30. 96/$ a. What is the Russian ruble/euro cross rate? b. How many rubles will you obtain for your euros? 9. Assume the following quotes: 1) Bank A: $1. 5400/pound 2) Bank B: EURO1. 6000/pound 3) Bank C: $0. 9700/EURO a) Can a trader make a profit on these quotes? b) Assume that the trader has $1,000,000 or the equivalent in another currency available for the transaction. What profit can the trader make? 10. Use the following spot and forward bid-ask rates for the U. S. dollar/Australian dollar (US$/A$) exchange rate from December 10, 2010, to answer the following questions. Period Spot 1 month 2 months 3 months 6 months 12 months 24 months US$/A$ Bid Rate 0. 98510 0. 98131 0. 97745 0. 97397 0. 96241 0. 93960 0. 89770 US$/A$ Ask Rate 0. 98540 0. 98165 0. 97786 0. 97441 0. 96295 0. 94045 0. 89900 a. What is the mid-rate for each maturity? b. What is the annual forward premium (discount) for all maturities based on mid-rates? 2 Mid-term I Review Questions 11. Suppose that the two-months interest rate is 6.0 percent per annum in the United States and 7. 0 percent per annum in Germany, and that the spot exchange rate is $1. 12/â‚ ¬ and the forward exchange rate, with two-months maturity, is $1. 10/â‚ ¬. Assume that you can borrow â‚ ¬1,000,000. a) What kind of arbitrage is possible? b) Determine the arbitrage profit that can be made. c) What would the forward rate have to be so that there would be no arbitrage opportunity? 12. Separated by more than 3,000 nautical miles and five time zones, money and foreign exchange markets in both Germany and USA are very efficient. The following information has been collected from the respective areas: Assumptions Germany USA Spot exchange rate ($/â‚ ¬) One-year Treasury bill rate Expected inflation rate 1. 3264 3. 900% Unknown 1. 3264 4. 500% 1. 250% a. What do the financial markets suggest for inflation in Germany next year? b. Estimate todays one-year forward exchange rate between the dollar and the euro. 3 Mid-term I Review Questions AK 1. Calculation of Percentage Change in Value Initial exchange rate (peso/$) New exchange rate (peso/$) Percentage change in peso value(beginning rate ending rate) / (ending rate) Values 3. 20 5. 50 -41. 82% Anytime a government sets or resets the value of its currency, it is a managed or fixed exchange rate. If that is the case, any change in its official value must be either a revaluation or devaluation. In this case, it is devaluation. This is evident from the fact that it now takes more pesos per U. S. dollar, so its value is less or devalued. In terms of the percenta ge change calculation, this is indicated by the negative percentage change. 2. Assumptions Vietnamese bank rate (dong/$) Bank commission (%) Saigon Airport Exchange Bureau rate (dong/$) Airport comission (%) Hotel Exchange Bureau rate (dong/$) Hotel comission (%) Values 19,800 2. 50% 19,500 2. 00% 19,400 1. 50% Vietnamese dong proceeds 193,050,000 191,100,000 191,090,000 The combined exchange rate and commission offered in the commercial banks in Vietnam is the better rate. In the case of the Hotel Exchange Bureau rate, although its exchange rate is slightly weaker than the airport, its lower commission makes it preferable over the combined airport rate. 3. Assumptions Price of an ounce of gold in US dollars ($/oz) Price of an ounce of gold in British pounds (? /oz) What is the implied $/? exchange rate? (dollar price of an ounce / pound price of an ounce) Gold Standard Values $20. 67 ?3. 7683 $5. 4852 What If $42. 00 ?3. 7683 $11. 1456 4. C 5. D 4 Mid-term I Review Questions 6. a. What is the pre-devaluation trade balance? Revenues from exports, $ Expenditures on imports, fc Expenditures on imports, $ Pre-devaluation trade balance $2,000 1,440 $2,880 ($880) b. Resulting trade balance immediately after devaluation? Revenues from exports, $ Expenditures on imports, fc New spot exchange rate, after devaluation Expenditures on imports, $ Post-devaluation trade balance (currency contract period) $2,000 1,440 2. 36 $3,398 ($1,398) 7. a. A U. S. food chain imports grape from Chile. Debit to U. S. goods part of current account, credit to Chilean goods part of current account. b. A U. S. resident purchases a euro-denominated bond from a German company. Debit to U. S. portfolio part of financial account; credit to German portfolio of financial account. c. A U. S. university gives a tuition grant to a foreign student from Singapore. If the student is already in the United States, no entry will appear in the balance of payments because payment is between U. S. residents. (A student already in the U. S. becomes a resident for balance of payments purposes. ) d. A British Company imports Spanish oranges, paying with eurodollars on deposit in London. A debit to the goods part of Britain’s current account; a credit to the goods part of Spain’s current account. e. A German automobile firm pays the salary of its executive working for a subsidiary in Detroit. Germany would record a debit in the income payments/receipts in its current account; the U.S. would record a credit in the income payments/receipts in its current account. 8. Assumptions Beginning your trip with euros Spot rate ($/â‚ ¬) Spot rate (Rubles/$) a) What is the Russian ruble/euro cross rate? Cross rate (Rubles/â‚ ¬) Values 15,000. 00 1. 3214 30. 96 40. 91 Rubles/â‚ ¬ = Rubles/$ x $/â‚ ¬ b) How many rubles will you obtain for your euros? Converting your euros into Rubles 613,658 5 Mid-term I Review Que estions 9. a) Yes, the cro ) oss-rate and th quote at De he eutsche Bank are not the sa k ame. b) ) First transactio buy pound at Bank A: 1,000,000/1.5 = pound 64 on: d 54 49,350. 65 ction: buy EU URO at Bank B: 649,350. 65*1. 6 = 1,038 B 8,961. 04 Second transac Third transacti T ion: buy dolla at Bank C: 1,038,961. 04 *0. 97 = 1,00 ar 4 07,792. 2 Pr rofit: $7,792. 2 This type of ar T rbitrage is called: triangula arbitrage. ar hange rate quo are direct quotes on th dollar (US$ otes t he $/A$), the pro oper forward 10. Since the exch remium calcu ulation is: pr Forward premi ium = ( Forw ward Spot ) / (Spot) x (360 / days) 0 US$/A $ Period Spot 1 month h 2 month hs 3 month hs 6 month hs 12 mont ths 24 mont ths Days Forward 30 60 90 180 360 720 US$ $/A$ a. Calculated Bid Rate e 0. 98510 0. 98131 0. 97745 0. 97397 0. 96241 0. 93960 0. 89770 Ask Rate k 0. 98 8540 0. 98 8165 0. 97 7786 0. 97 7441 0. 96 6295 0. 94 4045 0. 89 9900 Mid-Rate 0. 98525 0. 98148 0. 97766 0. 97419 0. 96268 0. 94003 0. 89835 b. Forwa ard Premiu um (discou unt) -4. 5917 7% -4. 6252 2% -4. 4902 2% -4. 5816 6% -4. 5902 2% -4. 4100 0% ard gressively req quire fewer an fewer US d nd dollars per Au ustralian dolla than the cu ar urrent The forwa rates prog spot rate. Therefore the US dollar is selling forwa at a prem es ard mium and the A Australian do ollar is selling g forward at a discount. a 11. ) erest rate arbi itrage (CIA); a) Covered inte b) )Borrow Euro 1,000,000 B 1 Exchange spot at $1. 12/euro to get $1,12 E t o 20,000 In nvest at 1 perc to get $1,131,200 cent Exchange forw E ward at $1. 10/ /euro, to get Euro 1,028,36 E 63. 6 Repay loan Eu 1,011,666. 7 R uro Pr rofit: Euro 16 6,696. 9 ) uro c) F = 1. 12*(1. 01/1. 0116 7) = $1. 1182/eu 6 Mid-term I Review Questions 12. a. According to the Fisher effect, real interest rates should be the same in both Europe and the US. Since the nominal rate = [ (1+real) x (1+expected inflation) ] 1: 1 + real rate = (1 + nominal) / (1 + expected inflation) 1 + nominal rate 1 + expected inflation So 1 + real = and therefore the real rate in the US is: 103. 900% 104. 500% ? 101. 250% 103. 210% 103. 210% 3. 210% The expected rate of inflation in Europe is then: b. From IRP, we know: 1+ Or â‚ ¬ = $/â‚ ¬ ? (1 + $/â‚ ¬ = $ )? $/â‚ ¬ ? 0. 669% 1 $/â‚ ¬ ( $) ( â‚ ¬) Then, Spot exchange rate ($/â‚ ¬) US dollar one-year Treasury bill rate European euro one-year Treasury bill rate One year forward rate ($/â‚ ¬) 1. 3264 4. 500% 3. 900% 1. 3341 7